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Parametric insurance : ウィキペディア英語版
Parametric insurance
Parametric insurance is a type of insurance that does not indemnify the pure loss, but ''ex ante'' agrees to make a payment upon the occurrence of a triggering event. The triggering event is often a catastrophic natural event which may ordinarily precipitate a loss or a series of losses. But parametric insurance principles are also applied to Agricultural crop insurance and other normal risks not of the nature of disaster, if the outcome of the risk is correlated to a parameter or an index of parameters.
== Transaction cost ==
Parametric insurance may reduce transaction costs involved in writing and administering insurance policies because there is less need for actual loss assessment for payment of claims or underwriting rating requirements to determine the premium based on liabilities and extent of risk sharing.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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